Streamlined For Non-Investors

Dreaming of a backyard office, a cozy cottage, a teen retreat, or even a garage? Skip the hassle of complicated ADU permits and zoning. With DreamLOC, you can expand your lifestyle, boost property value, and create the space you’ve always wanted—without turning it into an investment

How It Works

Step 1 – Schedule A Feasibility Call with Dream DADU below.

Step 2 – Secure streamlined financing for your Dream DADU.

What’s the best way to finance my Dream DADU?

Step 3 –Pick the design you love and set your budget.

Step 4 – CMG Home Loan is our preferred HELOC and refinancing partner.
For additional information, you can schedule a call below or APPLY HERE.

CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 ( www.nmlsconsumeraccess.org, Equal Housing Opportunity. AZ license #0903132. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing . 16040 Chrisensen Rd, Suite 315, Tukwila, WA 98188, Branch NMLS ID# 2477194

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Flexible Financing Your Way

Building a DADU shouldn’t come with financing headaches. Dream DADU provides a flexible funding solution with fast approvals and seamless construction draws—so your project stays on schedule and on budget!

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

With DreamFLEX, we fund the portion of the construction costs with an interest-only loan.

How does the DreamFLEX Agreement work?

Step 4—Refinance the loan to a lower interest rate

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Flexible Financing Your Way

Building a DADU shouldn’t come with financing headaches. Dream DADU provides a flexible funding solution with fast approvals and seamless construction draws—so your project stays on schedule and on budget!

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

We partner with you to fund BOTH the pre-construction and construction costs.

How does the DreamFLEX Agreement work?

Step 4—Refinance the loan to a lower interest rate

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Streamlined For Non-Investors

Dreaming of a backyard office, a cozy cottage, a teen retreat, or even a garage? Skip the hassle of complicated ADU permits and zoning. With DreamLOC, you can expand your lifestyle, boost property value, and create the space you’ve always wanted—without turning it into an investment

How It Works

Step 1 – Schedule A Feasibility Call with Dream DADU below.

Step 2 – Secure streamlined financing for your Dream DADU.

What’s the best way to finance my Dream DADU?

Step 3 –Pick the design you love and set your budget.

Step 4 – CMG Home Loan is our preferred HELOC and refinancing partner.
For additional information, you can schedule a call below or APPLY HERE.

CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 ( www.nmlsconsumeraccess.org, Equal Housing Opportunity. AZ license #0903132. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing . 16040 Chrisensen Rd, Suite 315, Tukwila, WA 98188, Branch NMLS ID# 2477194

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Flexible Financing Your Way

Building a DADU shouldn’t come with financing headaches. Dream DADU provides a flexible funding solution with fast approvals and seamless construction draws—so your project stays on schedule and on budget!

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

With DreamFLEX, we fund the portion of the construction costs with an interest-only loan.

How does the DreamFLEX Agreement work?

Step 4—Refinance the loan to a lower interest rate

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Flexible Financing Your Way

Building a DADU shouldn’t come with financing headaches. Dream DADU provides a flexible funding solution with fast approvals and seamless construction draws—so your project stays on schedule and on budget!

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

We partner with you to fund BOTH the pre-construction and construction costs.

How does the DreamFLEX Agreement work?

Step 4—Refinance the loan to a lower interest rate

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

A Simple, Affordable & Flexible Option

DreamLOC offers flexible financing support for your DADU project, with terms tailored to the scope and timing of your build.

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

Dream Capital provides the construction financing through a Joint-Venture agreement

How does the Joint-Venture Agreement work?

Step 4 – Choose Your Path to Ownership

Once the project is completed, choose from the plans below

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

A Simple, Affordable & Flexible Option

DreamFLEX offers flexible financing support for your DADU project, with terms tailored to the scope and timing of your build.

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

With DreamFLEX, we fund the portion of the construction costs with an interest-only loan.

How does the DreamFLEX Agreement work?

Step 4—Refinance the loan to a lower interest rate

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

A Simple, Affordable & Flexible Option

DreamFLEX+ offers flexible financing support for your DADU project, with terms tailored to the scope and timing of your build.

How It Works

Step 1 – Find the Property

Use your land (or partner with family/associates who have buildable space).

Step 2 – We Set the Foundation

We condo”ize” the property and setup an LLC to separate the DADU and main home.

What does it mean to condo”ize” a DADU?

Step 3 – We Fund the Build

We partner with you to fund BOTH the pre-construction and construction costs.

How does the DreamFLEX Agreement work?

Step 4—Refinance the loan to a lower interest rate

Once you've built your Dream Dadu, we offer two buyout options

Plan A

Equity Buyout

Best choice if you’re financing-ready at the end of the project

  • Secure financing at completion
  • Purchase 100% of the property’s fair market value
  • Immediate ownership

Plan B

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)

Lease-to-Purchase (1–5 Years)*

Best choice if you need more time to secure financing

  • Rent while building equity toward purchase
  • We cover the extra costs for taxes, insurance, or maintenance during your rental (we’re here to get you to ownership faster)